Moving money on lucky98 is quick, safe and built around how Pakistanis actually bank. From Easypaisa mobile wallets to IBFT bank transfers, every rupee is processed through encrypted channels and credited without the usual waiting around.
All methods support PKR – no currency conversion fees, no surprises
Pakistan's most-used mobile wallet. Send from your Easypaisa app or any agent shop using your registered mobile number. Funds hit your lucky98 balance in seconds.
The other giant of Pakistan's mobile money scene. Use the JazzCash app or USSD shortcode *786# to push funds directly to your lucky98 account without logging into a bank.
One of Pakistan's newer fintech wallets with a slick interface and fast transfers. NayaPay deposits to lucky98 are processed in real time and carry zero platform-side fees.
Fee-free digital banking with a Mastercard. SadaPay transfers to lucky98 are treated as standard bank payments and land in your wallet without any delay or extra charge.
Interbank Fund Transfer works from any Pakistani bank's internet or mobile banking app. It's the right choice for larger amounts and is completely free in most cases.
Debit and credit cards issued by Pakistani banks are accepted. Card deposits go through a secure 3D-Secure gateway and typically clear within a few minutes.
Follow these simple steps to deposit or withdraw on lucky98
Open the lucky98 website or app and log in using your mobile number and password. If you haven't registered yet, it only takes two minutes – click Register and follow the prompts.
From the main dashboard, click the green "Deposit" button in the top bar. You'll be taken to the cashier page where all available payment methods are listed.
Select Easypaisa, JazzCash, NayaPay, SadaPay, IBFT or Visa/Mastercard. The system will display the correct account details or redirect you to a secure payment gateway depending on the method chosen.
Type in the amount you want to deposit (minimum Rs 200 for most methods) and follow the on-screen instructions to complete the transfer from your wallet or banking app.
Your balance updates in real time for most methods. For IBFT, it may take up to two hours. You'll receive an in-app notification the moment funds are confirmed. You're ready to bet.
Before your first withdrawal, lucky98 requires a one-time identity check. Submit your CNIC image via the account settings page. Verification typically takes under an hour during business hours.
Click on the Cashier and select the Withdrawal tab. You'll see your current withdrawable balance displayed clearly – this excludes any active bonus funds that haven't yet met wagering conditions.
Choose the same method you deposited with for fastest processing. Enter your Easypaisa/JazzCash number or bank account details. The system saves verified accounts to speed up future withdrawals.
Type the amount (minimum Rs 500), review the summary and press Confirm Withdrawal. A pending request will appear in your transaction history immediately.
Easypaisa and JazzCash withdrawals are processed within minutes. IBFT and card withdrawals may take 2–24 hours depending on your bank. You'll get an SMS and in-app notification once the transfer is sent.
All figures in Pakistani Rupees (Rs) – no hidden fees on the lucky98 side
| Payment Method | Min Deposit | Max Deposit | Min Withdrawal | Max Withdrawal | Deposit Speed | Withdrawal Speed |
|---|---|---|---|---|---|---|
| Easypaisa | Rs 200 | Rs 200,000 | Rs 500 | Rs 150,000 | Instant | 5–15 mins |
| JazzCash | Rs 200 | Rs 200,000 | Rs 500 | Rs 150,000 | Instant | 5–15 mins |
| NayaPay | Rs 500 | Rs 500,000 | Rs 500 | Rs 300,000 | Instant | 15–30 mins |
| SadaPay | Rs 500 | Rs 500,000 | Rs 500 | Rs 300,000 | Instant | 15–30 mins |
| IBFT Transfer | Rs 1,000 | Rs 1,000,000 | Rs 1,000 | Rs 1,000,000 | Up to 2 hrs | 2–24 hrs |
| Visa/Mastercard | Rs 1,000 | Rs 500,000 | Rs 1,000 | Rs 250,000 | 2–5 mins | 1–5 business days |
Processing times shown are targets under normal operating conditions. Times may vary during high-demand periods or public holidays in Pakistan.
When lucky98 was designed, the payments infrastructure was not an afterthought – it was one of the first things the team got right. Most international betting platforms that Pakistanis technically can access force you to use a credit card, deal with currency conversion charges, or wait days for a withdrawal. Lucky98 flipped that entirely by making Easypaisa and JazzCash the primary funding channels from day one.
The practical reality for most Pakistani users is that they keep money in their mobile wallet rather than a traditional savings account. With lucky98, that's perfectly fine. You can top up your betting balance directly from Easypaisa using nothing more than your mobile number and MPIN. No need to visit a branch, no need to hold a bank account – just your phone and a few taps.
JazzCash works the same way. If you're a Jazz subscriber, the wallet is already sitting on your SIM card. Transfer funds to your lucky98 balance in under a minute, or use the USSD shortcode if the app isn't installed. Both wallets support individual transaction limits set by the State Bank of Pakistan, which lucky98 fully respects within the platform.
For players who prefer newer fintech solutions, NayaPay and SadaPay are equally welcome. Both platforms offer zero-fee transfers and their customer base skews younger and more digitally comfortable – exactly the kind of users who appreciate a fast, well-designed betting product. Lucky98's integration with these wallets is native, meaning transfers don't route through unnecessary third parties.
High-volume bettors or those who want to move larger amounts tend to prefer IBFT. Practically every bank in Pakistan supports interbank transfers via its internet banking portal, and the limits are significantly higher than mobile wallets. Lucky98 accepts IBFT from all major Pakistani banks including HBL, UBL, MCB, Meezan Bank, Bank Alfalah, Allied Bank and many others. Just initiate a transfer to the displayed account number and use your lucky98 user ID as the payment reference.
Withdrawals at lucky98 are processed with the same urgency as deposits. The finance team runs manual checks around the clock during peak hours to ensure withdrawal requests don't sit in a queue for hours. For verified accounts using Easypaisa or JazzCash, you should see the money in your wallet within 15 minutes of submitting the request. The system flags any withdrawal request that looks unusual and may request an additional confirmation step for security, but this is rarely needed for regular players.
It's worth noting that lucky98 does not charge any platform-side fees for deposits or withdrawals. Some methods may carry a small fee at the wallet or bank level – for example, your bank may deduct a modest service charge for an IBFT – but lucky98 itself passes zero charges. What you deposit is exactly what appears in your balance, and what you request to withdraw is exactly what leaves the platform.
Lucky98 charges no deposit or withdrawal fees. Any charges are purely at your bank or wallet level and are outside our control.
Bonus funds must meet the applicable wagering requirements before they become withdrawable. Check your active bonuses in the account dashboard.
Having a payment issue? Our support team is available around the clock via Live Chat and can resolve most deposit/withdrawal queries within minutes.
Security is baked into every transaction on the platform
Every payment page on lucky98 is protected with bank-grade SSL. Data in transit is fully encrypted from your device to our servers.
A one-time CNIC verification protects your account from unauthorised withdrawals. Once verified, subsequent cashouts are seamless.
Large withdrawal requests trigger an OTP to your registered mobile number. You must confirm before funds leave your account.
Automated systems flag suspicious transaction patterns in real time. Our team investigates and acts quickly to protect player funds.
Quick answers to what Pakistani players ask us most
Create a free account in under two minutes and make your first deposit using Easypaisa, JazzCash or any other supported method. Your balance is ready the moment the transfer clears.